Real dealers, real cards, real excitement — available 24/7 at 98game. Whether you're betting on Banker, Player, or Tie, our live Baccarat tables bring the full casino floor straight to your mobile screen. Deposit in PKR via Easypaisa or JazzCash and you're at the table in under two minutes.
Live Baccarat — Table Preview
Min bet Rs 200 | Max bet Rs 500,000
Baccarat is one of those games that looks complicated from the outside but is actually one of the simplest card games you can play in a casino. That's a big part of why it has become so popular at 98game — you don't need years of experience or a deep understanding of strategy to get started. At its core, you're betting on one of three outcomes: the Player hand wins, the Banker hand wins, or the two hands tie.
Two hands of cards are dealt — one for the Player position and one for the Banker position — and the hand closest to a value of nine wins. Face cards and tens count as zero, aces count as one, and all other cards are worth their face value. If a hand's total exceeds nine, only the second digit counts — so a hand of 7 and 8 (total 15) is actually worth 5.
The third-card rules are handled automatically by the dealer, so you don't need to memorise them. You just pick your bet — Banker, Player, or Tie — and let the game play out. That simplicity, combined with one of the lowest house edges of any casino game (as low as 1.06% on Banker bets), makes Baccarat a smart choice for Pakistani players who want good value and fast-paced action.
At 98game, the Baccarat experience goes beyond just placing a bet and watching. Our live tables are hosted by professional dealers in a real studio environment, with multiple camera angles, chat functionality, and clear commentary in English. You can see every card being dealt, track the road maps on screen, and follow the flow of the game just as you would sitting at a physical table.
Whether you're playing on a Sunday afternoon with a modest Rs 500 bet or going big during a late-night session with Rs 50,000 on the Banker, the 98game Baccarat lobby has a table for you.
| Bet | Payout | House Edge |
|---|---|---|
| Banker | 0.95:1 | 1.06% |
| Player | 1:1 | 1.24% |
| Tie | 8:1 | 14.36% |
| Banker Pair | 11:1 | 10.36% |
| Player Pair | 11:1 | 10.36% |
From classic Punto Banco to speed variants — there's a table for every playing style and budget.
The standard Punto Banco version hosted by a live dealer in a fully equipped studio. Eight-deck shoe, real-time statistics, and road maps on screen. Min Rs 200 — Max Rs 200,000 per hand.
Each round completes in around 27 seconds. Cards are pre-dealt face down and revealed at once after betting closes. Ideal for players who want maximum hands per hour without the waiting.
Private table reserved for 98game VIP Silver and Gold members. Dedicated dealer, personal interaction, and stakes from Rs 5,000 up to Rs 500,000 per hand. Upgrade your membership to access.
All tables are fully playable on mobile. No app download needed — just open the 98game site in your browser, log in, and join a table. Works perfectly on low-bandwidth connections too.
Standard Baccarat deducts a 5% commission from Banker wins. In the no-commission variant, you keep 100% of your Banker winnings — with a slight adjustment to how Banker-6 pays out.
A fan favourite. The dealer slowly reveals each card with a dramatic squeeze — adding real tension to every flip. Same rules as classic Baccarat but with a cinematic pace that makes every hand feel special.
Getting started takes less than five minutes. Here's the complete process from opening the site to placing your first hand.
Click Register and fill in your basic details — name, email, phone number, and a password. The whole process takes under two minutes. You must be 18 or older to register on 98game.
Go to the Cashier and choose your preferred method — Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfer, or Visa/Mastercard. Minimum deposit is just Rs 300. Funds appear instantly.
Navigate to Live Casino and select the Baccarat section. You'll see all available tables with their current bet limits and number of open seats. Pick a table that suits your budget.
Select a chip denomination and click on Banker, Player, or Tie on the betting layout. You can also bet on side options like Banker Pair or Player Pair. Once the timer closes, the dealer deals the cards.
Winning bets are automatically credited to your account balance after each round. Withdraw to your Easypaisa or JazzCash wallet at any time — most withdrawals from 98game are processed within 15 minutes.
One of the most distinctive features of Baccarat — especially in the Asian casino tradition that Pakistani players are familiar with — is the road map display. Every 98game live Baccarat table shows up to three road maps on screen: the Big Road, the Bead Plate, and the Derived Roads.
The Big Road is the most commonly read. Each column represents a streak of wins for one side. When the Banker wins several times in a row, the column grows downward in blue. When the result switches to Player, a new column starts in red. Ties are marked with a green slash on the last result rather than forming their own column.
Many experienced players use road maps to spot patterns — long Banker runs, alternating results, or clustered Ties. It's worth noting that Baccarat outcomes are statistically independent. Past results don't predict future ones. But reading the road map gives you a clearer picture of how a shoe has been behaving and helps you track what's happened over time.
The Derived Roads — Big Eye Boy, Small Road, and Cockroach Road — are more advanced tools used to flag when the shoe's pattern is about to change. At 98game, all road maps are displayed clearly on every live table interface, and the interface is just as readable on a small mobile screen as it is on a desktop.
Sample Big Road — Last 24 Results
One of the biggest frustrations with international casino sites is the payment process. Confusing currencies, delayed transfers, rejected transactions, and high conversion fees — none of that exists at 98game. Every account holds a Pakistani Rupee balance, every transaction happens in PKR, and every payment method on our list is something you can use right now from your phone.
Deposits are instant. Withdrawals typically land in your Easypaisa or JazzCash wallet within 15 minutes. There are no hidden fees on deposits or withdrawals, and the minimum withdrawal amount is just Rs 500. No minimum number of bets, no wagering requirements just to withdraw your deposit — your money is yours to take out whenever you want.
When you create an account and play Baccarat at 98game, your personal and financial data is protected by 256-bit SSL encryption. We collect only the information needed to operate your account, process payments, and comply with responsible gaming obligations. Your data is never sold or shared with third parties for marketing purposes. You may request a copy of your data or ask for deletion at any time. For complete details, please read our Privacy Policy.
Everything you need to know before sitting down at the table.
Register in two minutes, deposit via Easypaisa or JazzCash, and take a seat at the live Baccarat table — from anywhere in Pakistan.
24/7 Tables
Live dealers around the clock
15-Min Payouts
Easypaisa & JazzCash
SSL Secured
256-bit encryption always on
Live Support
English & Urdu, any time