Simple. Fast. Genuinely exciting. Andar Bahar has been played across South Asian homes for generations — and at 98game it comes to life with HD live dealers, real cards, and instant PKR payouts. Pick Andar or Bahar and find out if the matching card comes home.
Demo only — register to play with real PKR bets
Ask anyone who grew up in a Pakistani or Indian household whether they've played Andar Bahar, and chances are the answer is yes. It's one of those games that has been passed down through generations — played at family gatherings, during festive evenings, and on those long summer afternoons when the power is out and there's nothing to do but pull out a deck of cards. The beauty of it is that you don't need to understand complicated rules. Anyone can learn it in thirty seconds, yet it stays engaging no matter how many rounds you play.
At its core, Andar Bahar is a guessing game built around a single central card — called the Joker card. The dealer draws one card and places it face-up in the middle of the table. Your job is to predict which side — Andar (the left pile, meaning "inside") or Bahar (the right pile, meaning "outside") — will receive a card of the same value as the Joker first. The dealer then draws cards alternately to each side until a match appears. If it lands on the side you chose, you win.
At 98game, Andar Bahar is played with a real human dealer in a professional studio, streamed live via HD video to your screen. You see every card drawn. You watch the Joker card revealed. You feel the anticipation as the piles grow. It's the authentic game experience — just without having to gather everyone in one room. The interface is clean and responsive, working equally well on a desktop browser, an Android phone, or an iPhone.
What 98game adds on top of the basic game is a range of side bets that make each round significantly more interesting for players who want more than just the Andar or Bahar choice. You can bet on which suit the Joker card will be, whether the match will be found in the first six cards dealt, or whether the total number of cards dealt will be odd or even. These side bets carry different odds and different risk profiles, giving experienced players a much wider range of decisions each round.
The published RTP for the main Andar Bahar bet at 98game is 97.85% — one of the highest of any live card game on the platform. The house edge on the main bet is under 3%, making this a genuinely fair game compared to many other casino offerings. Rounds are quick — typically between 30 seconds and two minutes depending on how many cards are dealt — meaning you get a high number of rounds per session without long waits between results.
| Decks Used | 1 standard (52 cards) |
| Main Bet RTP | 97.85% |
| Andar Payout | 0.9:1 (first draw bonus) |
| Bahar Payout | 1:1 |
| Min Bet | Rs 100 |
| Max Bet | Rs 300,000 |
| Side Bets | Yes — 6 types |
| Avg Round Length | 30–90 seconds |
The rules haven't changed in centuries. Here they are in plain terms, exactly as they work at 98game.
The dealer draws one card from a shuffled deck and places it face-up in the centre of the table. This is the Joker card — the value you're looking to match.
Before dealing begins, you place your bet. Choose Andar (left) or Bahar (right). You can also place optional side bets on suit, position, or number of cards dealt.
The dealer draws cards one at a time, alternating between Andar and Bahar. Andar receives the first card if the Joker is black; Bahar goes first if the Joker is red.
The moment a card matching the Joker's value lands on Andar or Bahar, the round ends. If it lands on your side, you win. Your payout is credited immediately at 98game.
Beyond the main Andar or Bahar choice, 98game's live Andar Bahar tables offer a full range of side bets that keep the game interesting even for players who've been at the table for a long time. Here's everything you can bet on and what it pays.
| Bet Type | Description | Payout |
|---|---|---|
| Andar | Match appears on Andar side | 0.9:1 |
| Bahar | Match appears on Bahar side | 1:1 |
| First Card Match | Joker matched on the very first card | 11:1 |
| Under 7 Cards | Match found within 6 total cards | 3:1 |
| Over 13 Cards | Match found after 13+ cards dealt | 2:1 |
| Joker Suit | Predict the suit of the Joker card | 3:1 |
| Joker Colour | Red or Black Joker card | 0.9:1 |
| Odd/Even Count | Total cards dealt is odd or even | 0.9:1 |
Side bets are resolved independently of the main Andar/Bahar result. You can place the main bet and one or more side bets in the same round. Payouts are credited in PKR instantly when the round ends at 98game.
Multiple live dealer tables run simultaneously at 98game — so there's never a wait to get a seat.
The standard table — one deck, traditional rules, fast rounds. Bet from Rs 100 to Rs 300,000 on Andar, Bahar, or side bets.
Faster dealing pace with shorter betting windows — typically 15 seconds per round. Designed for players who want the highest number of rounds per session.
Private table for 98game Silver and Gold VIP members. Stakes from Rs 5,000 to Rs 1,000,000. Dedicated dealer, reduced wait between rounds, enhanced cashback.
There are plenty of online platforms that offer Andar Bahar, but many of them feel like afterthoughts — a game added to a list without much consideration for how it's actually played. 98game approached it differently, and if you've tried the game elsewhere, you'll notice the difference within a few rounds.
The 98game live Andar Bahar studios are designed specifically for the game — proper lighting on the card table, a camera angle that makes every card draw easy to follow, and a dealer who moves at a pace that suits the game rather than rushing through it. The betting timer is clearly visible so you're never caught off guard when a round closes. The sound design, the visual layout of the Andar and Bahar piles, the way the Joker card is prominently displayed throughout the round — all of it has been thought through.
The payment side is equally well-handled. Because 98game is built for Pakistani players, deposits and withdrawals work the way Pakistani users actually need them to work. You're not being asked to convert PKR to USD and back. You're not paying international transfer fees. You deposit directly from your Easypaisa or JazzCash account, the funds appear in your balance within seconds, and when you win, you request a withdrawal and have the money back in your mobile wallet typically within fifteen minutes.
The community aspect is also worth mentioning. The live chat on the Andar Bahar table lets you see what other players are betting in real time — not the exact amounts, but the side they've chosen. It creates a shared experience that online gaming doesn't always manage to capture. When a joker card worth ♠7 comes out and everyone at the table is watching the dealer flip cards toward the match, there's a genuine collective energy to it. That's what 98game has managed to recreate in the online format.
Click Register, fill in your name, email, and phone number. Done in under two minutes. You must be 18+ to create an account at 98game.
Use Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, or Visa/Mastercard. Minimum deposit Rs 300. Your PKR balance is available immediately with no fees.
Go to the Live Casino section in the 98game lobby. Select Andar Bahar from the Live Card Games category. The stream loads instantly in your browser — no app required.
Click on Andar or Bahar and enter your stake. Add any side bets you want. Once the betting window closes, the round begins and cards are dealt by the live dealer.
Winnings are credited to your balance the moment the round ends. Withdraw via Easypaisa or JazzCash and have funds in your mobile wallet in under 15 minutes on average.
Register at 98game today and your first deposit is matched 100% up to Rs 50,000. The bonus applies to Live Casino games including Andar Bahar. No complex conditions — just a straightforward matched deposit that gives you twice the balance to start with.
Register & Claim BonusAll transactions and personal data at 98game are protected by 256-bit SSL encryption. We never sell or share your information with third parties. Your PKR deposits and game history are stored securely and accessible only to you. Full details in our Privacy Policy.
Common questions from Pakistani players about Andar Bahar at 98game.
Andar Bahar is a game of entertainment. At 98game we provide deposit limits, session time reminders, and self-exclusion options for every account holder — they're in your Account Settings and take effect immediately. If you feel your gaming is affecting your finances, daily routine, or relationships, please visit our Responsible Gaming page for tools, guidance, and support resources. You must be 18 or older to play at 98game.